Solutions for Banks and Financial Institutions Our solutions help the development and implementation of sophisticated strategies for growth and maintenance of Customers Base, controlling delinquency levels, facilitating and speeding up the decision and making business. Equifax offers Solutions to optimize the credit life cycle: Prescreening Prospects: Configurable Decision Engines that allow customer profiling based on business rules defined by the financial institution and generate products and services offers. Customer Acquisition: Automation and management of the credit process. Portfolio Management: Predictive models for portfolio segmentation to determine the best strategies Up Sale, Cross Sell and loyalty programs. Collection and Recovery: Platforms and Consulting to implement the comprehensive collection process. Fraud Prevention: Platform to detect and prevent fraud through electronic channels and mobile devices.